The ISA Domestic database contains data relating to domestic buildings and/or contents insurance for householders and homeowners. Reports are produced on a quarterly basis for syndicate members.
The Domestic Claim Type Report provides information on the number of claims, claim frequency, claim size and loss ratios over time.
The Domestic Trend Report is an interactive report which displays data for any selected combination of business indicator, claim type and zone.
Trend Summary Graphs depict the trends in claim frequency and cost statistics by state and type of cover.
Data
The table below provides an indication of the data collected and reported on to members of the ISA Domestic Syndicate as at December 2016. The figures represent 12 monthly rolling averages for Australia as a whole.
| Claim type | Average claim size (r12)¹ | Claim frequency (r12)² |
|---|---|---|
| Burst Pipes |
$8,957 |
1.12 |
| Fire |
$56,321 |
0.16 |
| Fusion |
$1,539 |
0.50 |
| Glass |
$1065 |
0.25 |
| Liability |
$76,433 |
0.02 |
| Other |
$3,811 |
2.08 |
| Theft/Burglary |
$6,257 |
0.69 |
| Weather |
$5,934 |
2.90 |
¹ Average claim size = Amount claims incurred / no of claims reported
² Claim frequency = No of claims reported / no of policies
More recent data is available only to members or to assist with matters of public interest (see Frequently Asked Questions).